Your money, finally on a plan
Budget envelopes, savings goals, bills and subscription tracking in one app, so every naira has a job.
Everything your money needs, in one app
Your wallet, budgets, subscriptions and savings goals, with clear progress on every one.
9:41
Hello,Ada 👋
HomeWallet
Credit Health🇳🇬 Stacklevest · NGN● Active
₦48,500.00
Available balance
GTBank
ACCOUNT NO.
Guaranty Trust Bank
0123·456·789
Daily limit₦5,000,000 left
72%
Rent 2027 goal
₦360,000 of ₦500,000
🔥 7-day saving streakSend
Bills
Cards
pro · 10/10 free transfers left · resets 1 Nov
HomeBudgetSaveTax
9:41
← HomeBudget
MONTHLY BUDGET
₦52,000
1 budget active
USED
34%
this month+ New Budget
📊
Track My SpendingAuto-track where every naira goes
›ACTIVE BUDGETS3 envelopes
October Budget
3 envelopes
Fund+ New
₦18,200 spent of ₦52,000 allocated
🛒Groceries
🚌Transport
🍔Food
HomeBudgetSaveTax
✓
SAVED₦2,000 added to Rent 2027
StackleVest: real-time expense tracking, Nigerian tax calculator, subscription tracker
Real time
Expense tracking
Tax calculator
PAYE and self-employed
Subscription tracker
Alerts before renewals
How it works
Your financial life, in one place
This month
₦245,300
Total spending
67% of budget used
Shoprite
Groceries
−₦4,200
LASG Toll
Transport
−₦500
Salary
Income
+₦180K
Spending tracker
See every naira, automatically
Link your GTBank, Kuda, Access or UBA account and every transaction is imported, categorised, and searchable. No manual entry, no spreadsheets.
Budgets
12 days left in October
Budgets & goals
Set budgets that actually hold
Create spending limits per category. Get a nudge when you are close to the edge, before you go over, so you finish the month without regrets.
Net Worth
₦1,240,000
↑ +₦82,000 this month
Assets₦1,840,000
Debts−₦600,000
Savings₦380,000
Net worth
Know your real number
Assets, debts, savings in one live dashboard. Watch your net worth grow month by month and understand exactly what is moving it.
Tax Calculator
Annual income
₦3,600,000
PAYE Tax₦475,000
Effective rate13.2%
Take-home₦3,125,000
Download tax report
Tax calculator
No surprise tax bills
Estimate your PAYE or self-employment tax in seconds. Built for Nigerian tax rules so you always know what you owe before year-end.
Everything you get
Everything you need to track, plan and understand your money.
Smart Budgeting
Smart Spending Insights
Auto categorises every transaction and shows exactly where your money goes. Zero manual entry needed.
Audit Your Account
Get a clear picture of your finances. Track inflows, outflows, and spot patterns so you can make smarter money decisions.
Subscription Tracker
Alerts you before renewals hit and flags forgotten subscriptions draining your account silently.
Net Worth Tracker
See your full financial picture: assets, debts, savings, updated live so you always know your real number.
Bank Grade Security
256-bit encryption, biometric auth, and zero data selling. Your financial data stays yours, period.
Tax Calculator
Estimate your taxes in seconds. Built for Nigerian tax rules: PAYE, self-employed, and more. So you're never shocked at year end or underpaying what you owe.
Money Academy
Build financial confidence,
one concept at a time
Bite-size personal finance content built for Nigerian earners. No jargon. No guesswork. Just clear explanations of the concepts that actually affect your money.
Budgeting basics
- The 50/30/20 rule explained
- Building an emergency fund
- Tracking every naira you spend
- Avoiding lifestyle inflation
Nigerian banking
- How to read your bank statement
- Understanding bank charges
- Choosing the right account type
- Mobile banking security tips
Saving strategies
- Saving on a variable income
- High-yield savings options in Nigeria
- Automating your savings
- The pay-yourself-first method
Tax essentials
- How PAYE is calculated
- Self-employment tax in Nigeria
- Deductions you may be missing
- Filing your annual tax return
Managing debt
- Good debt vs bad debt
- Paying off loans faster
- Understanding loan interest
- Avoiding debt traps
Investing basics
- Treasury bills and T-bonds
- What is dollar-cost averaging?
- Risk vs return explained simply
- Starting small in the Nigerian market
Educational content only, not financial advice.
Join the
StackleVest
Community
Get product news, money tips, and support, directly on WhatsApp.
Product updates and new feature announcements
Weekly money tips and updates
Ask questions and get support from the team
Connect with other Nigerians managing their money
Active
Community members
Daily
Money tips & updates posted
Direct
Support from the StackleVest team
How it works
Link your Nigerian bank account. Up and running in 3 simple steps.
01
Connect & track
Link your bank accounts in minutes. StackleVest auto tracks and categorises every transaction so you always know where your money is going.
02
Budget & set goals
Set savings goals, monitor your net worth, and get alerts on bills and subscriptions. Take full control of your money in one place.
03
Learn as you go
Short lessons on budgeting, saving and tax, written in plain language.
Built to earn your trust
256-bit AES encryption
Your data is encrypted at rest and in transit. Same standard used by banks.
Read-only bank access
Bank accounts you link from other banks are read-only. StackleVest can see those transactions but cannot move money out of them.
Zero data selling
We do not sell, share, or monetise your financial data. Period.
Got questions?
Frequently asked questions.
How can I track spending in Nigeria with StackleVest?
StackleVest automatically categorises every transaction when you link your Nigerian bank account. Connect GTBank, Kuda, UBA, or other supported banks and see exactly where your naira goes: food, transport, bills, entertainment, with zero manual entry.
Which Nigerian banks can I link to StackleVest?
StackleVest supports GTBank, Kuda, UBA, Access Bank, Zenith, First Bank, and other major Nigerian banks. Connect your account once and we'll intelligently track and categorise every transaction in real time.
What makes StackleVest different from other finance apps?
StackleVest is built specifically for Nigerian earners. It connects directly to your Nigerian bank account, auto-categorises every transaction in naira, and gives you a clear picture of your spending, savings, and net worth, all in one place. It also includes a Nigerian tax calculator, a subscription tracker, and bite-size personal finance content built for the Nigerian context.
How does budgeting work for Nigerians on StackleVest?
Set savings goals in naira, monitor your spending by category, and get alerts before bills hit. StackleVest auto-categorises your transactions so you always know where your money goes. No spreadsheets, no guesswork.
Can I use StackleVest to save money in Nigeria?
Yes. StackleVest helps you set savings goals, track your progress, and get alerts when your spending is putting your targets at risk. You can also monitor your net worth over time to see exactly how much ground you are gaining each month.
Is my financial data safe with StackleVest?
Absolutely. We use bank-grade 256-bit encryption, biometric auth, and never sell your data. Your financial information stays private and protected at all times.
Does StackleVest sell my financial data?
No. We do not sell, share, or monetise your financial data in any way. Bank accounts you link from other banks are read-only: we can see those transactions but we cannot move money out of them. All data is protected with 256-bit AES encryption at rest and in transit, and we are independently audited under Nigeria's Data Protection Act (NDPC).
Who holds my money?
StackleVest is not a bank. StackleVest accounts, transfers and bill payments are provided by Safe Haven Microfinance Bank, licensed by the Central Bank of Nigeria. Cards are issued through Sudo. Bank accounts you link from other banks are read-only: StackleVest can see those transactions but cannot move money out of them.
Is StackleVest a registered company?
Yes. StackleVest is operated by StackleVest Global Tech Ltd, registered with the Corporate Affairs Commission (CAC) of Nigeria under RC number 9247005.
Get started
Put every naira
on a plan.
Create a StackleVest account and start tracking your spending today. Budgets, bills, savings goals and a Nigerian tax calculator, all in one place.
Free to use
Set up in minutes
Bank-grade security
Free to use. No card needed.