StackleVest vs PiggyVest: Use Both Together
StackleVest is a budgeting app for Nigerians. StackleVest is not a bank. StackleVest accounts, transfers and bill payments are provided by Safe Haven Microfinance Bank, licensed by the Central Bank of Nigeria. Cards are issued through Sudo. Bank accounts you link from other banks are read-only: StackleVest can see those transactions but cannot move money out of them. PiggyVest is a savings product. The two work well side by side: save with PiggyVest, then budget and track your spending with StackleVest. You can link your PiggyVest account in StackleVest to see it alongside your other accounts.
Comparison: StackleVest vs PiggyVest
| Feature | StackleVest | PiggyVest |
|---|---|---|
| What it does | Budgeting, spending tracking, bills and transfers | Savings |
| Accounts | Provided by Safe Haven MFB | Not compared |
| Linked banks | Read-only | Not compared |
| Cards | Virtual and physical, issued through Sudo | Not compared |
| Expense tracking | Automatic categorisation | Not compared |
| Budgets and envelopes | Included | Not compared |
| Subscription tracker | Included | Not compared |
| Nigerian tax calculator | Included | Not compared |
| Money Academy lessons | Included | Not compared |
| Link a PiggyVest account | Supported | Not applicable |
Pros & Cons
StackleVest
- ✓ Budgeting, spending tracking and bill payments in one app
- ✓ StackleVest account for sending and receiving money
- ✓ Linked bank accounts are read-only
- ✓ Automatic expense tracking and categorisation
- ✓ Link a PiggyVest account and see it alongside your other accounts
- ✗ No savings or investment products
PiggyVest
- ✓ Savings products
- ✓ Automated savings plans
- ✓ Established in Nigeria
- ✗ Built for saving rather than day to day budgeting
Our verdict
StackleVest is not a PiggyVest replacement. It is a budgeting app, and PiggyVest is a savings product. Accounts provided by Safe Haven MFB. Linked bank accounts are read-only. If you already save with PiggyVest, link it in StackleVest so your budgets and spending reflect everything in one place.
Frequently asked questions
Is StackleVest a PiggyVest alternative?
They do different jobs. StackleVest is a budgeting app for tracking spending, setting budgets, paying bills and sending money. StackleVest is not a bank. StackleVest accounts, transfers and bill payments are provided by Safe Haven Microfinance Bank, licensed by the Central Bank of Nigeria. Cards are issued through Sudo. Bank accounts you link from other banks are read-only: StackleVest can see those transactions but cannot move money out of them. PiggyVest is a savings product. Many people use both.
Can I use StackleVest and PiggyVest together?
Yes. Use PiggyVest for savings and StackleVest for budgeting and spending tracking. You can link your PiggyVest account in StackleVest so it appears alongside your other accounts.
Who holds my money?
StackleVest is not a bank. StackleVest accounts, transfers and bill payments are provided by Safe Haven Microfinance Bank, licensed by the Central Bank of Nigeria. Cards are issued through Sudo. Bank accounts you link from other banks are read-only: StackleVest can see those transactions but cannot move money out of them.